Good Health. Big Savings
India's own exclusive health card & wallet
Aarogypaya prepaid card and wallet helps you access and avail all kinds of healthcare services and save every-time with guaranteed cash-back
Good Health. Big Savings
Make a smart choice for your family
Get the AarogyaPay card and take control of your family’s health & expenses
Good Health. Big Savings
Appointments, treatments and payments
Aarogyapay don’t just stop at payments. We help you find the right doctor and the best price for top-notch treatments.
 India’s first specialized payment acceptance app for healthcare providers
Simplify payments,
Amplify care with Nexcelpay
Accept payments via cards, wallets, QR codes, UPI, and net banking, Offer split payments and recurring billing options to patients and seamlessly maintain khata-book for recording credit transactions and sending payment links and reminders and easy reconciliations
Medical Loans Simplified with Tervecred
Access hassle-free loans tailored for medical needs. Simplifying financial solutions for individuals and healthcare businesses.
Exclusive for healthcare
Priva Neo Bank for healthcare providers
Our cutting-edge platform empowers healthcare providers to effortlessly open and manage business bank account, invoicing and payments thorough connected banking
Aarogyapay Health Savings Card & Wallet
Powered by Pine Labs Private Limited (Pine Labs), authorized by the Reserve Bank of India (RBI) to issue prepaid payment instruments (PPIs)
The AarogyaPay Health Savings Card & Wallet makes paying for healthcare services a breeze. Whether you’re settling a hospital bill, paying for lab tests, or purchasing medicines, AarogyaPay ensures that transactions are quick and seamless. With a user-friendly interface and widespread acceptance across healthcare providers, managing your healthcare expenses has never been easier.
The AarogyaPay card isn’t just any payment card—it’s a power card that gives you access to a host of benefits. From exclusive discounts to premium healthcare services, this card is designed to enhance your healthcare experience. It’s a powerful tool in your wallet, ensuring you get more value every time you use it.
Save more on your healthcare expenses with AarogyaPay. The card offers exclusive savings and cash back on a variety of medical services, treatments, and products. Whether it’s a routine check-up or a major surgery, AarogyaPay ensures that you’re saving money at every step of your healthcare journey.
AarogyaPay is more than just a payment solution—it comes embedded with essential healthcare services. This includes easy access to appointment bookings, telemedicine consultations, and more. By integrating these services, AarogyaPay simplifies your healthcare management, providing a one-stop solution for all your medical needs.
Transparency is key with AarogyaPay. There are no hidden fees or surprise charges when you use the AarogyaPay card. What you see is what you get, ensuring that you can manage your healthcare finances with confidence and peace of mind.
As an AarogyaPay wallet holder, you gain access to premium healthcare services that go beyond standard offerings. Enjoy priority appointments, personalized healthcare plans, and more, all designed to give you and your family the best possible care.
With AarogyaPay, your health is always protected. The card comes with embedded insurance coverage at no additional cost. This ensures that you have an added layer of financial security, giving you peace of mind in case of unexpected medical expenses.
Managing your AarogyaPay wallet is simple and straightforward. Recharge your prepaid card and wallet easily through the app. Keep track of your spending, check your balance, and manage your healthcare finances all in one place.
AarogyaPay gives you complete control over your healthcare spending. Set limits, monitor your transactions, and plan your healthcare budget with ease. With AarogyaPay, you’re in charge of your financial health, ensuring you never overspend on medical expenses.
Security is a top priority with AarogyaPay. The card is equipped with advanced security features, including multi-factor authentication and encryption, to protect your funds and personal information. Rest assured that your healthcare payments are safe and secure.
AarogyaPay is accepted at a vast network of partner healthcare providers across India. From leading hospitals to specialized clinics, you can use your AarogyaPay card for payments wherever you need medical care. This extensive network ensures that you’re always covered, no matter where you are.
As an AarogyaPay cardholder, you have access to dedicated health advisors who can guide you through your healthcare journey. Whether you need help finding the right doctor, understanding treatment options, or managing your healthcare finances, AarogyaPay’s health advisors are there to support you every step of the way
How to use Aarogyapay Prepaid Card
What Aarogyapay does for the users ?
Enhanced Healthcare Experience
AarogyaPay rewards your health journey with exclusive cash back and discounts, turning your commitment to well-being into real savings.
Be in Total Control
AarogyaPay puts you in control—set budgets, track expenses, and manage your healthcare spending with confidence and clarity.
Peaceful Health Protection
AarogyaPay ensures your peace of mind with advanced security features, safeguarding your funds and personal information so you can focus on your health.
AarogyaPay Rewards Your Loyalty
AarogyaPay rewards your health journey with exclusive cash back and discounts, recognizing and celebrating your commitment to well-being.
Access to best Healthcare
The AarogyaPay card grants you access to top-tier healthcare providers across India, offering unmatched quality, convenience, and exclusive perks.
Secure Your Financial Wellness
AarogyaPay supports your financial wellness with easy recharge, transparent spending, and no hidden costs, ensuring balanced budgeting for holistic living.**
Aarogyapay Prepaid card app
AarogyapaySure
Aarogyapaysure is program for savings on OPD expenses and IPD hospitalization cover for individuals and families. ( Aarogyapay is not an Insurance Company. Aarogyapay works with various insurance companies and Insurance broking comapanies to offer various insurance products)
Custom Health Programs
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Talk to Sereni
Welcome to Sereni, your personal emotional well-being assistant
Sereni is here to offer compassionate support, guidance, and practical coping strategies for whatever challenges you may be facing—be it stress, anxiety, personal struggles, financial worries, health concerns, or family issues.
Emotional well-being helps individuals manage stress and maintain focus, leading to better performance and productivity in both personal and professional life.
A healthy emotional state fosters empathy, effective communication, and better understanding, which are crucial for maintaining strong relationships with family, friends, and colleagues.
Chronic stress and negative emotions can take a toll on physical health. Emotional well-being contributes to lower blood pressure, improved immune function, and reduced risk of chronic diseases.
Emotional well-being enables people to handle challenging situations calmly and rationally, which leads to better problem-solving and decision-making abilities.
In today’s fast-paced and uncertain world, emotional well-being provides the resilience needed to cope with setbacks, adapt to change, and overcome life’s difficulties without feeling overwhelmed.